How to Select the Best Health Card for your Family?

How to Select the Best Health Card for your Family

A Decrepit Worldwide Healthcare

In a world of crippling overall health and increasing medical urgency, prioritizing one’s well-being is a need for most families. This has become more prominent with the ongoing pandemic that has toppled healthcare systems and shot up expenditure. 

With the second Coronavirus wave gone past, most families have seen exorbitant expenditure and suffered at the hands of uncertainty. The average Covid-affected family was spending close to 60,000-80,000 INR on medical supplies, generic medicine, services etc. on a daily basis.

India is a country where 60% of the population stands insecure about any kind of medical insurance, the issue further compounded by medical illiteracy. The financial burden has toppled over the already-precarious healthcare grid. It is a fact that healthcare systems across the world are being put to the litmus test now more than ever, generating the need for more effective alternatives. 

Digital Healthcare: Inching Closer to the Future 

Tech analysts have opined that the pandemic has enabled faster acceleration towards an increasingly digital world. Today, you can access essential and luxury services by installing flagship apps if you own a smartphone. In a similar vein, availing of quality healthcare service has become akin to booking cabs online. Supported by quicker internet services, you can be anywhere in the world and have such services at your fingertips.

India has been consistent with the drive to becoming a digitally empowered nation by spreading its connectivity arms down to the remotest village. Driving the momentum forward, the PM of India in 2020 launched the National Health Digital Mission that complements his project of digitizing services across all sectors. With the NHDM, the average Indian can get the benefit of accessing a health card that will integrate doctors, hospitals, pharmacies and insurance providers on a single grid. You can feed your personal details onto a secure platform and gain easy access to a variety of healthcare services with reduced financial risks.

Why a Health Card is an Essential Family Need

Health cards help you in joining the dots between faster, efficient service and low-cost options to suit your needs in the soundest way available. Realizing that the average individual ends up burning a hole in their pocket every time they visit a hospital in need, health cards are a safety chip you can swipe easily. Much like credit or debit cards, they can offer you top-of-the-line and preferred services with a customized scheme that sits comfortably with your family finances. 

Choosing the best health card for your family may depend on a number of factors, but it should have comprehensive and affordable coverage for your entire family. Taking consideration of different age groups, your health card must have cross provisions for all age groups and corresponding services. 

Making Informed Choices: Choosing the Right Health Card

Choosing the right health card that provides holistic medical coverage while aligning with your budget-friendly requirements is no more taxing. The Bajaj Finserv Digital Health EMI Network Card is a top-of-the-line service that lets you avail of 800+ services including diagnostic, hospitalization, check-up and emergency medical costs. It works in a user-friendly swipe mechanism with a pre-approved loan of up to 4 lakhs INR. 

With instant activation on the Bajaj Finserv Wallet app, No Cost EMI and a small one-time joining fee, the Bajaj Finserv Digital Health EMI Network Card is accessible and easy on your finances. Recognising the multipurpose requirements of a health card, Bajaj Finserv allows you to cover the medical expenses of your entire family through a solo application. From dental care, homoeopathy, cardiac treatment to cosmetics and plastic surgery, the Bajaj Finserv Digital Health EMI Network Card ensures that all your family medical needs are met at one station.

Bid goodbye to documentation hassles and you can repay with bite-sized instalments within a flexible tenor of up to 24 months! All you need to do is sign up through a simple procedure, and you can access easy EMIs in any part of the country in over 1000 cities and cover your parents, spouse, children and siblings under an umbrella scheme. Additionally, you can visit any of the 5,500+ partner centres for your medical emergencies or for treatment, and pay by utilizing the Digital Health EMI Network Card.